Financial AI Suite – Net Worth Report

Value everything on one date. A net worth is only meaningful when the assets and the liabilities are measured on the same day — use today, or the date of your last statement for each item.
Use the price you could actually get. Property and vehicles count at what you would expect to sell them for now, not what you paid; investments count at their current market or NAV value; balances count at the amount still outstanding, not the original loan.
EPF and PRS are recorded as retirement money and are shown separately from accessible cash. This report does not apply the fund's withdrawal rules to them, so check those with the fund.