Financial AI Suite – Retirement Gap Calculator

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Retirement Gap Calculator

Find out if you're on track for a comfortable retirement

Current Age (years old)

Desired Retirement Age (years old)

Life Expectancy (Malaysian avg: 76, use 80 for safety)

Do you have a 2nd income source? (side business, freelance, rental, part-time)

✅
Yes

❌
No

Desired Monthly Income in Retirement (how much per month in today's RM value)

Current Monthly Income (your take-home pay)

Spouse Income (optional — monthly take-home pay if married)

EPF Balance (current total in KWSP)

PRS Balance (current total balance)

Other Retirement Savings (ASB, unit trust, cash for retirement)

Monthly Contribution (total EPF + PRS + voluntary)

Inflation Rate (% p.a.)

Pre-Retirement Return (% p.a.)

Post-Retirement Return (% p.a., more conservative)

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Analyzing Your Retirement Data

Our AI is crunching the numbers and generating personalized insights

Initializing... 0%

1 Validating your inputs

2 Calculating financial metrics

3 AI analyzing your data

4 Generating personalized report

5 Preparing final results