🏖️ Retirement Gap Calculator Find out if you're on track for a comfortable retirement 👤 Personal Details Current Age (years old) Desired Retirement Age (years old) Life Expectancy (Malaysian avg: 76, use 80 for safety) 💰 Retirement Income Goal Desired Monthly Income in Retirement (how much per month in today's RM value) Current Monthly Income (your take-home pay) Spouse Income (optional — monthly take-home pay if married) 🏦 Current Retirement Savings EPF Balance (current total in KWSP) PRS Balance (current total balance) Other Retirement Savings (ASB, unit trust, cash for retirement) Monthly Contribution (total EPF + PRS + voluntary) 📊 Assumptions Inflation Rate (% p.a.) Pre-Retirement Return (% p.a.) Post-Retirement Return (% p.a., more conservative) 🏖️ Calculate Retirement Gap Calculating... 🤖 Analyzing Your Retirement Data Our AI is crunching the numbers and generating personalized insights Initializing... 0% 1 Validating your inputs 2 Calculating financial metrics 3 AI analyzing your data 4 Generating personalized report 5 Preparing final results